# Truegrove Funding Group > Truegrove Funding Group is a small-business funding broker at 200 N Austin St, Seguin, TX 78155 (phone (830) 208-5270). It helps businesses in Seguin, TX; McQueeney, TX; Geronimo, TX; New Berlin, TX and across Guadalupe County, Texas, explore business lines of credit, equipment loans and leases, working capital loans, business term loans, inventory financing, and merchant cash advances. Truegrove Funding Group passes business funding requests to funding partners; each partner reviews a request and sets its own credit decision, pricing and terms. Truegrove Funding Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Truegrove Funding Group does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 200 N Austin St, Seguin, TX 78155, United States - Phone: (830) 208-5270 - Apply: https://truegrovefundinggroup.com/apply/ - Service area: Seguin, TX; McQueeney, TX; Geronimo, TX; New Berlin, TX and all of Guadalupe County, Texas - Language: English ## Funding options - [Types of Business Loans for Seguin, TX Auto Repair Shops and HVAC Contractors](https://truegrovefundinggroup.com/business-loans/): This Truegrove Funding Group page from Seguin, Texas lines up six funding types: what each pays for, how it comes back to the funder, and which Guadalupe County trades it tends to suit. Every price and term is set by a funding partner. - [Working Capital Loans in Seguin, TX While Gas Stations Wait on Customer Payments](https://truegrovefundinggroup.com/business-loans/working-capital/): Truegrove Funding Group in Seguin, Texas passes working capital requests from Guadalupe County shops, builders, contractors and stations to funding partners. This page covers what the money is used for, how it is repaid, how it differs from a line of credit, and an invented payroll example. - [Business Term Loans for Seguin, TX Machine Shops Buying, Building or Expanding](https://truegrovefundinggroup.com/business-loans/term-loans/): Truegrove Funding Group in Seguin, Texas sends term loan requests from Guadalupe County businesses to funding partners. This page covers buying a business, how fixed schedules work, what a term loan can pay for, the difference from a credit line, and an invented expansion example. - [Business Lines of Credit in Seguin, TX for Auto Repair Shops With Uneven Months](https://truegrovefundinggroup.com/business-loans/line-of-credit/): Truegrove Funding Group in Seguin, Texas puts the business line of credit first because Guadalupe County builders, mechanical contractors, repair shops and kitchens pay for work before they are paid. This page covers draws and repayment, draw periods, requirements, renewals and an invented parts-counter example. - [Inventory Financing for Auto Repair Shops and HVAC Contractors Around Seguin, TX](https://truegrovefundinggroup.com/business-loans/inventory-financing/): Truegrove Funding Group in Seguin, Texas passes inventory financing requests from Guadalupe County contractors, repair shops and stations to funding partners. This page explains advance rates, lender types, purchase order financing, parts shelves and an invented condenser order. - [Equipment Financing in Seguin, TX: CNC Machines, Excavators and Kitchen Lines](https://truegrovefundinggroup.com/equipment-financing/): Truegrove Funding Group in Seguin, Texas sends equipment loan and lease requests to funding partners. This page covers machinery for Guadalupe County fabrication shops, contractors, kitchens, repair shops and gyms, how loans and leases differ, and an invented CNC mill example. - [Merchant Cash Advances in Seguin, TX for Auto Repair Shops and HVAC Contractors With Card Sales](https://truegrovefundinggroup.com/merchant-cash-advance/): Truegrove Funding Group in Seguin, Texas explains merchant cash advances for Guadalupe County restaurants, shops, contractors and stations that take card payments. An advance is a purchase of future receivables, not a loan; this page covers factor rates, holdbacks and an invented comparison. ## Industries - [Business Loans by Industry for Seguin, TX: From Home Builders to Machine Shops](https://truegrovefundinggroup.com/industries/): Truegrove Funding Group in Seguin, Texas takes requests from any operating trade except trucking and agriculture. This hub links thirteen trade pages and adds Census notes on salons, child care, gyms, hotels and other Guadalupe County trades. - [Seguin, TX Restaurant Loans: Combi Ovens, Prep Coolers and a Patio Cover](https://truegrovefundinggroup.com/industries/restaurants/): Kitchens and dining rooms in Seguin, Texas can send funding requests through Truegrove Funding Group, which passes them to funding partners. This page covers Guadalupe County restaurant counts, kitchen equipment, remodels and patios, second locations, payroll and the records a partner may read. - [Seguin, TX Medical Practice Loans: Digital X-ray, Lab Analyzers and Claim Gaps](https://truegrovefundinggroup.com/industries/medical-practices/): Physician offices in and around Seguin, Texas can send funding requests through Truegrove Funding Group, which hands them to funding partners for review. This page covers Guadalupe County practice counts, claim-gap credit lines, clinic equipment, remodels and moves, buy-ins and purchases, and an invented example. - [Seguin, TX Dental Office Loans: Milling Units, Lab Work and a New Hygiene Room](https://truegrovefundinggroup.com/industries/dental-practices/): Truegrove Funding Group passes funding requests from Seguin, Texas dental offices to funding partners. This page covers Guadalupe County dental counts, operatory equipment, buy-ins, acquisitions, refinancing and an invented operatory example. - [Seguin, TX Financing for Contractors: Skid Steers, Dump Trailers and Bid Bonds](https://truegrovefundinggroup.com/industries/construction/): From Seguin, Texas, Truegrove Funding Group sends builder and subcontractor funding requests on to funding partners for review. This page covers Guadalupe County construction counts and permits, equipment, materials between draws, retainage, bonds and an invented draw-gap example. - [Business Loans for Retail in Seguin, TX: Display Cases, Signage and Stock Buys](https://truegrovefundinggroup.com/industries/retail/): Seguin, Texas stores can send fixture, stock and expansion requests through Truegrove Funding Group to funding partners for review. This page covers Guadalupe County retail counts, fixtures and signage, stock orders, supplier terms, second stores, leasing space and an invented stock example. - [Auto Repair Shop Loans in Seguin, TX: Paint Booths, Frame Machines and Body Work](https://truegrovefundinggroup.com/industries/auto-repair/): Truegrove Funding Group passes funding requests from Seguin, Texas repair and body shops to funding partners. This page covers Guadalupe County repair shop counts, bay equipment, collision gear, parts, hiring, shop purchases and an invented frame-machine example. - [Landscaping Equipment Financing in Seguin, TX: Commercial Mowers and Crew Hiring](https://truegrovefundinggroup.com/industries/landscaping/): Lawn and landscape crews around Seguin, Texas can route equipment and payroll requests through Truegrove Funding Group to funding partners. This page covers Guadalupe County landscaping counts, mowers and trucks, irrigation and hardscape tools, tree equipment, payroll, buying a business and an invented crew example. - [Seguin, TX Manufacturing Equipment Financing: CNC Lathes, Welding Cells and Raw Steel](https://truegrovefundinggroup.com/industries/manufacturing/): Truegrove Funding Group passes manufacturing equipment requests from Seguin, Texas plants and machine shops to funding partners. This page covers Guadalupe County manufacturing figures, machinery lenders, CNC financing, contract manufacturing and an invented lathe example. - [Business Loans for Real Estate Agents in Seguin, TX: Branch Offices and Training](https://truegrovefundinggroup.com/industries/real-estate-agents/): Truegrove Funding Group passes funding requests from Seguin, Texas agencies and agent teams to funding partners. This page covers Guadalupe County real estate office counts, agency purchases, marketing costs, commission gaps, software and an invented slow-month example. - [Seguin, TX Cafe Business Loans: Espresso Machines, Grinders and Cold Brew Gear](https://truegrovefundinggroup.com/industries/cafes-and-coffee-shops/): Truegrove Funding Group passes funding requests from Seguin, Texas cafes, coffee bars and bakeries to funding partners. This page covers Guadalupe County snack and beverage bar counts, cafe equipment, build-outs, drive-up windows, buying a cafe and an invented espresso bar example. - [Seguin, TX Plumbing and HVAC Business Loans: HVAC Trucks, Inventory and Payroll](https://truegrovefundinggroup.com/industries/plumbing-hvac/): Truegrove Funding Group passes funding requests from Seguin, Texas plumbing and HVAC contractors to funding partners. This page covers Guadalupe County contractor counts, vans and tools, equipment stock, credit lines for slow-paying jobs and two invented examples. - [Seguin, TX Gas Station Financing: Fuel Dispensers, Canopy LEDs and Store Coolers](https://truegrovefundinggroup.com/industries/gas-stations-convenience-stores/): Truegrove Funding Group passes funding requests from Seguin, Texas gas stations and convenience stores to funding partners. This page covers Guadalupe County station counts, forecourt equipment, store remodels, stock, buying a station and an invented dispenser example. - [Seguin, TX Accounting Firm Loans: Partner Buyouts, Office Moves and Receivables](https://truegrovefundinggroup.com/industries/accounting-firms/): Truegrove Funding Group passes funding requests from Seguin, Texas accounting, consulting and engineering offices to funding partners. This page covers Guadalupe County office counts, buyouts and acquisitions, technology and hiring, receivable gaps and an invented buyout example. ## Guides and calculators - [Seguin, TX Small Business Guides for Auto Repair Shops and HVAC Contractors](https://truegrovefundinggroup.com/resources/): The Truegrove Funding Group guides cover practical steps a Seguin, Texas owner takes before or alongside a funding request. They describe official offices and records; rules and fees are confirmed with each office. - [Seguin, TX Zoning Map, Building Permits and Building Department Steps Before a Shop Build-Out](https://truegrovefundinggroup.com/resources/seguin-tx-zoning-and-building-permits/): This Truegrove Funding Group guide from Seguin, Texas points to the City of Seguin planning and permit pages a business owner uses before a build-out, and explains how those steps line up with a funding request. Rules, fees and dates are confirmed with the city. - [Business Acquisition Loans in Texas: Down Payments, Seller Notes and the Documents Seguin, TX Buyers Gather](https://truegrovefundinggroup.com/resources/business-acquisition-loans-in-texas/): This Truegrove Funding Group guide from Seguin, Texas explains how a business purchase is financed: term loans, buyer cash and seller notes, what lenders review for shops, practices, builders and stations, the Texas filings a buyer checks, and an invented purchase priced three ways. - [Texas HVAC Contractor License Lookup, Requirements and Renewals: Where It Sits in a Seguin, TX Funding File](https://truegrovefundinggroup.com/resources/texas-hvac-contractor-license-and-business-funding/): This Truegrove Funding Group guide from Seguin, Texas explains the TDLR air conditioning and refrigeration contractor license, how to look up a license, how plumbing licensing differs, the City of Seguin contractor registration, and where each one fits in a funding request. Licensing rules are confirmed with TDLR. - [Commercial Line of Credit Interest Calculator for Seguin, TX Shops and Contractors](https://truegrovefundinggroup.com/resources/commercial-line-of-credit-interest-calculator/): This calculator from Truegrove Funding Group in Seguin, Texas estimates payments on a draw from a business line of credit, paid down over set months, from the numbers you enter. It is arithmetic, not an offer; funding partners set real rates, fees and terms. ## Areas served - [Seguin, TX Business Loans: Guadalupe County, TX Facts, Local Lenders and Machine Shops](https://truegrovefundinggroup.com/seguin-tx/): Truegrove Funding Group works on funding requests from its office in Seguin, Texas. This page collects Guadalupe County and ZIP 78155 Census counts for the trades it covers, explains where else owners can apply, and lists the city, county and state offices a request may involve. - [Business Loans for Physician Offices and Home Builders in Towns Near Seguin, TX](https://truegrovefundinggroup.com/service-areas/): Truegrove Funding Group in Seguin, Texas takes requests from communities across Guadalupe County and just beyond it. ZIP counts on this page describe mailing areas, not town limits, and distances are straight-line miles from the Seguin office. ## Company - [Small Business Loans in Seguin, TX: Auto Repair Shops, HVAC Contractors and Physician Offices](https://truegrovefundinggroup.com/): Truegrove Funding Group, based in Seguin, Texas, starts each request with the gap between doing the work and getting paid for it. It sets that gap against six funding types, led by the business line of credit, and passes the request to funding partners who decide on any approval, limit and price. - [How Getting a Business Loan Works for Seguin, TX Auto Repair Shops, Step by Step](https://truegrovefundinggroup.com/how-it-works/): This Truegrove Funding Group page from Seguin, Texas walks through a request step by step: the first call, the requirements and records a partner may ask for, how underwriting reads a file, business credit scores, and what to check in an offer. - [Business Loan Questions From Seguin, TX Auto Repair Shops and HVAC Contractors](https://truegrovefundinggroup.com/faq/): This Truegrove Funding Group FAQ answers common questions from Seguin, Texas repair shops, contractors, builders, restaurants and stations about business funding. Partners make every decision; tax questions go to a tax adviser. - [About Truegrove Funding Group: Credit Lines and Loans Arranged From Seguin, TX](https://truegrovefundinggroup.com/about/): Truegrove Funding Group, based in Seguin, Texas, helps Guadalupe County machine shops, mechanical contractors, builders, repair shops, kitchens and practices compare six funding types, then passes requests to funding partners that review them and set any terms. - [Talk With Truegrove Funding Group About Financing a Seguin, TX Auto Shop or HVAC Contractor](https://truegrovefundinggroup.com/contact/): Truegrove Funding Group takes requests two ways, by phone and through a web form. This page lists both, the Seguin office address, and questions worth asking any lender before applying. - [Business Loan Application for Seguin, TX Auto Repair Shops and HVAC Contractors](https://truegrovefundinggroup.com/apply/): On the Truegrove Funding Group web form, an owner gives a name, phone and email, a company name if there is one, and picks three ranges for time in business, annual revenue and the amount wanted. Records come later, if a funding partner asks. - [Disclosures for Truegrove Funding Group, Seguin, TX](https://truegrovefundinggroup.com/disclosures/): Truegrove Funding Group in Seguin, Texas is a funding broker, not a lender. ## Optional - [Full text of every page](https://truegrovefundinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://truegrovefundinggroup.com/sitemap.xml)